Insurance Claims

Construction All Risk, Erection All Risk, Delayed Start-Up & Business Interruption Claims

The engineering, construction or operation of major projects and industrial facilities is inherently complex and naturally exposes those involved to many risks that can unexpectedly cause project delays, physical damage, failures in operation and costly liabilities.

Modus have an extensive track record in supporting our clients in claims under their CAR, EAR, DSU and BI policies. Our team includes civil, structural, building services, geotechnical and commissioning engineers with a wealth of experience in insurance claims that can be mobilised at short notice to ensure any financial impacts are mitigated to the greatest extent possible.

Investigate

Immediate action is vital. Our team of experts can mobilise right away to perform an initial consultation and site visit. In conjunction with our client’s insurance advisors or legal counsel we identify the insurable losses, extent of policy coverage and set out what data and analysis is required in support of the claim. We can also provide the right support and insight to ensure that any reinstatement project is planned and effectively managed to mitigate delay or loss.

Quantify

Optimising the outcome for any insurance claim relies on establishing the link between cause and financial effect. We work closely with our clients to ensure they have the appropriate systems in place to capture the evidence we need to support their claim. This work then ensures our assessments and analyses are detailed and reliable with limited scope for any challenge that can impact cost or loss recovery. We always stress test our work with clients and their advisors before issuing to the insurers.

Recover

Once the detailed claims are submitted, we engage with insurers or loss adjusters to present them and deal with any points of challenge and requests for clarification or additional information. We have extensive experience and a proven track record in negotiating with insurers to maximise our client’s recovery whilst maintaining vital business relations with insurers.